If banks lower interest rates by 0.03, 0.04, and 0.05 percentage points, Nordea's loans at the expiration of one, two or three years are 1.99%.
The reduction is expected to take effect on Monday.
The number of people who choose five years decreased by 0.02 percentage points to 2.29 percent.
"We want a competitive offer for long-term interest rates before Riksbank is expected to start raising the repo rate at a slow pace. Recently we cut interest rates on the two options, Step and lower interest rates. "Nordea's mortgage lender, Michael Skytt, told the bank in the morning's press release.
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Interest rate hikes
Riksbank has signaled several times that a rate hike will occur in December or February next year.
Nordea thinks that customers should start thinking about bundling.
"We think it's a good idea for customers to bind all or part of their mortgage portfolio," says Michael Skytt.
Variable interest rates do not change.
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