The regulation of 120 installations for taxpayers changes in principle. Both natural persons and companies maximize their benefits compared to current legislation, in order to avoid the intention of the economic staff to remove the income criteria. That is, companies and households can repay debt in 120 installations, provided that each installation may not be less than EUR 20. This means that almost every 120 doses will be reached. At the same time, the government is considering reimbursing the debtors who will not stay in the scheme until the end of & # 39; a refund of a portion of interest paid by them.
Includes the 120-dose design:
• Reduce the minimum dose to € 20 from € 30 today.
• Reducing the rate of intervention from 3% to 5%.
• "Freeing" all enforcement measures, including bank account seizures, for those under control.
• Changing the business environment criterion, such as & # 39; the maximum conversion threshold of $ 2 million, provided in & # 39; A Legislative Content Act will only be taken into account the amount of debt that should not be more than 1 million.
For example, a company with a taxable income of EUR 200,000 and a total debt of EUR 59,000, the original scheme could have received a maximum of 24 tranches of EUR 2,581, while with the MRA the installations were lower and in & # 39; especially 19 tranche & $ 39 from $ 3,129. With the abolition of criteria and annual return capacity, the same company can settle the same debt up to 120 tranches of about 500 euros.
As mentioned above, the intentions of the government are also the abolition of & # 39; a specific scale for natural persons. For example, a taxpayer with an income of EUR 30,000 and a debt of EUR 6,000 has been able to pay his debt up to 51 installments of EUR 116.67, but he can now pay 120 installments of EUR 50. All the above changes are made after finding that the setting does not … run. The aim is therefore that the changes will be collected in the year of approximately EUR 500-600 million.
Meanwhile, the finance team is considering a new framework for debt settlement. According to the information, the new plan for separating taxpayer debt carries into regular (income tax, ENFIA) and extraordinary (inheritance tax). In the ordinary debts, the Ministry of Finance's plan provides for a conditional grant of even two times the number of repayments for its return. That is, the 12 monthly installs can even be made 24. In the case of extraordinary debt, the number of installments borrowed by the borrowers can be reached 36. Possible for large debts can be the number of installments due to debtors.
According to the latest AAD figures, only 190,000 individuals and companies have been included in the 120 installations, with a regulated amount of € 1.6 billion (capital and surcharges). About 130 million euros have been invested in state coffins.