SPC / Serasa An Right now is a bank correspondent who offers personal payments in collaboration with various banks like Caixa, Santander, Bradesco and Itaú. For whom the name has been denied SPC and SerasaThe Simplified loan is an alternative. The company does not contain these databases. The amount for the loan, however, is only from R $ 500 to R $ 3,500.
How does the loan work without consulting the SPC / Serasa?
For Simplic, you should not tell why you need the money. Therefore, the loan in & # 39; s business may be ideal for those who & # 39; restrict the name in & # 39; e SPC / Serasa.
Since the financial institution, through advertising, these rigorous credit statements do not allow the loan to be released.
In this way, the loan application can be created directly via the Simplic website. From there it is possible to choose the desired value and choose how many installations the payment is made: 3, 6, 9 or 12 times.
Then you can enter the cadastral data and then the registration will go to an internal credit research.
After registering and curing the credit research, you must sign the agreement. With just one click, you can personalize the personal challenge online, thereby delivering credit to the interested party's account.
How to get the money?
If previously explained, the loan online can reach from $ 500 to $ 3,500. In this way, after selecting the desired value, proceed the form of payment, and therefore through all the above steps, the process ends. In short, the money is entered into a bank account in & # 39; e registration.
But it must be said that the CPF Client must be linked to the account and the information must be correct. If you have different data, the deposit will be refunded. And the client can, at the end, only request a new personal loan days later.
So, if it does extend, although it does not have a profile analysis as the other banks, Simplic loses the credit according to each consumer's profile.
In this way, the credit will be released, after & # 39; you have to make sure that the customer is up to the requirements of the company.